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$16,500

Active Under Contract

926 Elm St, Punta Gorda, FL 33950

0.2 acre lot

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7524818

174 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • mobile home zoned lot
  • water and waste installed
  • mobile home community
  • historic downtown proximity
  • waterfront parks and marinas
  • boating and fishing access

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. BUILD YOUR IDEAL FLORIDA RETREAT IN THE HEART OF PUNTA GORDA! This MOBILE HOME–ZONED LOT at 926 Elm Street offers a fantastic opportunity to create a comfortable and affordable home in one of Southwest Florida’s most CHARMING AND DESIRABLE COASTAL CITIES. Whether you’re looking for a seasonal getaway, investment property, or full-time residence, this lot provides the flexibility to bring your vision to life. A major advantage of this property is the existing infrastructure—WATER AND WASTE SERVICES ARE ALREADY INSTALLED, helping to streamline your building process and reduce upfront costs. With utilities in place, you can focus on designing and placing your new home with ease. Situated within a MOBILE HOME COMMUNITY, this lot offers a laid-back lifestyle with convenient access to everything Punta Gorda has to offer. Just minutes away, you’ll find HISTORIC DOWNTOWN PUNTA GORDA, known for its waterfront parks, marinas, local dining, boutique shopping, and year-round community events. Enjoy nearby boating, fishing, walking and biking trails, and the relaxed coastal atmosphere that makes this area so sought after. Whether you’re ready to build now or invest for the future, this WELL-LOCATED LOT WITH EXISTING UTILITIES presents an excellent opportunity to own a piece of paradise in a GROWING AND VIBRANT COMMUNITY.

Facts

Property type
Land
Lot size
0.2 acres
Exposure
South
Flood zone
AE
Annual taxes
$455/yr
Listed
Apr 13, 2026
MLS #
C7524818

Price & status history

  1. Listed for $16,500
  2. Status changed to Active Under Contract
  3. Status changed to Active
  4. Status changed to Active Under Contract

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 926 ELM ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$321

$83 of that is principal & interest. 74% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$83
Property taxes
$38
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$321

Over the life of the loan

Loan amount
$13,200
Down payment
$3,300
Total interest
$16,836
Principal + interest paid
$30,036
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

926 Elm St, Punta Gorda, FL 33950

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7524818 · Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 12:05 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]