$469,000
Active9308 Agate St, Port Charlotte, FL 33981
6 beds · 4 baths · 2,443 sq ft
Listing courtesy of TALL PINES REALTY · MLS# D6148786
41 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this pristine 2023 custom built duplex located in the highly desirable coastal community of South Gulf Cove! One side is fully furnished short term rental. Designed with exceptional quality, energy efficiency, and low-maintenance luxury in mind, this property stands out with high-end features throughout, including complete spray-foam insulation to keep energy bills low, durable and stylish tile flooring, and fully cased, trimmed-out windows. Step into the main living areas to experience a bright, airy ambience anchored by soaring 10 foot ceilings with 11 foot tray height that elevate the overall sense of space. Beyond the impressive craftsmanship, presents a massive financial advantage: one side is currently operating as a short-term rental with a flawless record of 26 five-star reviews, offering immediate turn-key cash flow. Sits on a dry canal which adds privacy in the back yard. Ideally positioned close to gorgeous Gulf beaches, local parks, boat ramps, and coastal dining, you or your guests will love the effortless lifestyle this location provides. Don't miss out on this rare, move-in ready gem in South Gulf Cove—call today to schedule your private tour!
Facts
- Property type
- Duplex
- Year built
- 2023
- Living area
- 2,443 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Furnished
- Furnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,206/yr
- Listed
- Sep 15, 2026
- MLS #
- D6148786
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9308 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,530
$2,372 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,372
- Property taxes
- $767
- Homeowners insurance
- $391
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,530
Over the life of the loan
- Loan amount
- $375,200
- Down payment
- $93,800
- Total interest
- $478,547
- Principal + interest paid
- $853,747
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9308 Agate St, Port Charlotte, FL 33981
Listing courtesy of TALL PINES REALTY · MLS# D6148786 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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