$469,000
Active9409 Agate St, Port Charlotte, FL 33981
6 beds · 4 baths · 2,250 sq ft
Listing courtesy of HOMESMART · MLS# TB8534441
90 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 2023 built duplex
- One unit leased
- Fully furnished unit
- Private 1-car garage
- Large laundry room
- No flood insurance required
- Greenbelt backing privacy
AI-selected highlights from the listing description below.
Investor Alert! 2023 Built Turnkey Duplex — One Side Leased, One Side Fully Furnished & Ready to Cash Flow. This 2023 built duplex is a rare, multi-strategy income play with immediate returns and zero deferred maintenance. One unit is currently leased and delivering day-one cash flow. The second unit comes fully furnished and move-in ready—giving investors a plug-and-play opportunity to launch short-term (Airbnb/VRBO), mid-term rental, or PadSplit by-the-room rental. Live in one side and keep the tenant in the other unit. Each unit offers 3 bedrooms, 2 bathrooms, a private 1-car garage, and a large laundry room and a layout that appeals equally to long-term tenants and short-term guests. Both units feature luxury vinyl flooring for durability and low turnover cost, high ceilings, and open-concept layouts. Kitchens include contemporary cabinetry, stainless steel appliances, and generous quartz counter space. Each owner's suite has a large walk-in closet and an ensuite bath with walk-in shower; guest baths feature a tile tub/shower combination. Built for resilience and low insurance overhead: hurricane impact-resistant windows and doors throughout, and no flood insurance required—protecting both your asset and your Income. Connected to public water and sewer, the property sits on a quiet street backing to a greenbelt with no rear neighbors, adding privacy that guests and tenants value. Location drives demand: minutes from Gulf Coast beaches, championship golf, dining, shopping, and entertainment, with Englewood Beach and Boca Grande under 25 minutes away. Schools, hospitals, and recreation are all an easy drive—strong fundamentals for both long-term tenant retention and short-term guest bookings.
Facts
- Property type
- Duplex
- Year built
- 2023
- Living area
- 2,250 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Flood zone
- X500*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,142/yr
- Listed
- Jul 29, 2026
- MLS #
- TB8534441
Price & status history
- Listed for $469,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9409 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,441
$2,372 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,372
- Property taxes
- $679
- Homeowners insurance
- $391
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,441
Over the life of the loan
- Loan amount
- $375,200
- Down payment
- $93,800
- Total interest
- $478,547
- Principal + interest paid
- $853,747
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9409 Agate St, Port Charlotte, FL 33981
Listing courtesy of HOMESMART · MLS# TB8534441 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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