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$575,000

Active

1041 Harbour Drake Dr, Punta Gorda, FL 33983

4 beds Β· 3 baths Β· 2,629 sq ft

Listing courtesy of SELLSTATE VISION REALTY Β· MLS# C7532569

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to Harbour Oaks, a beautiful gated community in the heart of Punta Gorda! Situated on nearly half an acre, this custom-built 4-bedroom, 3-bathroom POOL home has been lovingly maintained by its ORIGINAL OWNERS, who thoughtfully designed the home. From the moment you walk inside, you’ll appreciate the high cathedral ceilings, spacious layout, and tile flooring throughout. The kitchen offers plenty of cabinet space and a large walk-in pantry, while the main living area features a cozy fireplace that adds warmth and character to the home. The primary suite offers a spacious bedroom and private bathroom complete with a soaking tub, dual sinks, and plenty of room to unwind. Step outside to your own private Florida retreat! The screened lanai features a beautiful swimming pool, plenty of space for outdoor seating, and a convenient pool bathroom, making it a great place to relax or entertain family and friends. With nearly half an acre of land, you’ll also enjoy the added space and privacy that comes with a larger homesite. Additional features include a durable METAL ROOF, accordion hurricane shutters covering nearly the entire home, and preparations already in place for a generator. Located in the desirable Harbour Oaks community, residents enjoy access to a neighborhood park, tennis courts, basketball courts, and the added privacy of a gated entrance. You’re also just a short drive from downtown Punta Gorda, where you’ll find waterfront dining, shopping, parks, and plenty of local activities. With its spacious layout, custom details, large lot, and wonderful community amenities, this home has so much to offer! Schedule your own personal tour today!

Facts

Property type
Single Family Residence
Year built
2002
Bathrooms
3 full
Living area
2,629 sqft
Lot size
0.39 acres
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$4,248/yr
Monthly fees
$195/mo
Listed
Oct 29, 2026
MLS #
C7532569

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1041 HARBOUR DRAKE DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,936

$2,908 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,908
Property taxes
$354
Homeowners insurance
$479
Flood insurance
$0
HOA / condo fees
$195
Mortgage insurance (PMI)
$0
Total per month
$3,936

Over the life of the loan

Loan amount
$460,000
Down payment
$115,000
Total interest
$586,705
Principal + interest paid
$1,046,705
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1041 Harbour Drake Dr, Punta Gorda, FL 33983

Listing courtesy of SELLSTATE VISION REALTY Β· MLS# C7532569 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 30 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 11:19 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]