$949,000
Active10446 Atenia St, Port Charlotte, FL 33981
4 beds · 3.5 baths · 2,257 sq ft
Open houses
- Thu, Oct 29 · 1–3 PM
- Fri, Oct 30 · 1–3 PM
Listing courtesy of GELFAND REALTY, INC. · MLS# A4705873
47 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under Construction–Near Completion! This brand-new 2026 waterfront residence is in the final stages of construction. Located on an approximately 10,000 sq ft lot, this newly built home offers sailboat-access water frontage with no fixed bridges to open water. The property features a private wooden dock and approximately 3,670 total sq ft, including 2,250 sq ft under air. The interior includes 3 bedrooms, a den/office, 3 full bathrooms, and a powder room. The open floor plan features 14-foot ceilings in the main living areas, tile flooring throughout the living spaces, waterproof laminate flooring in the bedrooms, and custom walk-in closets. The kitchen is appointed with plywood cabinetry, quartz countertops, and stainless steel appliances. A full-size washer and dryer are included. Construction features include CBS construction, a stem wall foundation, reinforced concrete slab, and impact-rated windows and exterior doors. Outdoor amenities include a screened lanai, heated saltwater pool, and outdoor kitchen. The oversized 3-car garage includes an EV charging station, generator hookup, and RV connection. The property has an optional HOA with an annual fee of approximately $120. Buyers and buyers' agents are encouraged to verify all measurements, specifications, rental requirements, restrictions, and HOA information. Schedule your private showing today. A promising area that is developing very quickly, which contributes to rising real estate prices. Direct access to the canal provides excellent fishing or boating opportunities. Within a fifteen-minute drive of South Gulf Bay, you'll find six Gulf Coast beaches in Manasota Key and Boca Grande; five golf courses; as well as excellent shopping and dining options. Coral Creek Airport 7 min (3.6 miles) Charlotte Harbor Boat Storage 4 min (1.9 miles) Publix Super Market at Gulf Cove 10 min (6.3 miles) Vineland Elementary School 14 min (7.0 miles)L.A. Ainger Middle School 15 min (7.7 miles) Genesis Christian Academy 14 min (8.7 miles) Lemon Bay High School 22 min (11.6 miles) Sunseeker Resort Charlotte Harbor 35 min (21.3 miles)
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full, 1 half
- Living area
- 2,257 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 170 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Marina
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,160/yr
- Listed
- Sep 11, 2026
- MLS #
- A4705873
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10446 ATENIA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,769
$4,799 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,799
- Property taxes
- $180
- Homeowners insurance
- $791
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,769
Over the life of the loan
- Loan amount
- $759,200
- Down payment
- $189,800
- Total interest
- $968,318
- Principal + interest paid
- $1,727,518
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10446 Atenia St, Port Charlotte, FL 33981
Listing courtesy of GELFAND REALTY, INC. · MLS# A4705873 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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