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Lasbury Tracy Realty Inc
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$949,900

Active

10572 Rainsville St, Port Charlotte, FL 33981

3 beds · 2.5 baths · 2,120 sq ft

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148365

62 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

WELCOME TO WATERFRONT LIVING AT ITS FINEST IN SOUTH GULF COVE! THIS EXCEPTIONAL PROPERTY OFFERS 107 FEET OF CONCRETE SEAWALL ON SAILBOAT WATER, QUICK ACCESS WITH NO BRIDGES TO OPEN WATER, AND BEAUTIFUL PRESERVE VIEWS! This exceptional 2,120-square-foot home, CUSTOM-BUILT in 2018, delivers an extraordinary blend of luxury, comfort, and boating lifestyle—with an abundance of highly desired features from top to bottom. Plus, the NEW SHINGLE ROOF installed in 2023 offers added peace of mind, along with the potential for LOWER ENERGY COSTS AND LOWER INSURANCE PREMIUMS! Step through the beautiful GLASS-ACCENTED FRENCH DOORS and into a bright, sophisticated interior featuring an OPEN FLOOR PLAN, 8-FOOT DOORS, TRAY CEILINGS, CROWN MOLDING, RECESSED LIGHTING, plantation shutters, impact windows, and elegant PORCELAIN TILE THROUGHOUT. The spacious great room is designed for entertaining, complete with BUILT-IN SPEAKERS and a stunning decorative feature wall surrounding a BUILT-IN ELECTRIC FIREPLACE. The chef-inspired kitchen is a true showpiece with an OVERSIZED ISLAND & BREAKFAST BAR, abundant cabinetry with soft-close doors and drawers, generous counter space, modern lighting, and a beautiful decorative backsplash. Updated appliances include a FLEX DUO OVEN and over-the-range hood. Nearby, the stylish DRY BAR features a highly desirable MULTI-TEMPERATURE WINE FRIDGE—perfect for entertaining. A REVERSE OSMOSIS SYSTEM and central vacuum add everyday convenience. The thoughtfully designed SPLIT-BEDROOM FLOOR PLAN provides privacy for everyone. The luxurious primary suite opens directly to the lanai through a slider accented by a stylish ZEBRA SHADE. Enjoy tray ceilings with recessed lighting, TWO WALK-IN CLOSETS WITH CUSTOM BUILT-IN cabinets, and a spectacular en-suite bath. The spa-like bathroom features a HUGE GLASSED-IN WALK-IN SHOWER WITH TWO SHOWER HEADS, floor-to-ceiling decorative tile, built-in bench seating, a garden bath, and a DOUBLE QUARTZ VANITY WITH CUSTOM CABINETRY. A private water closet includes a desirable BIDET. Both guest bedrooms offer BUILT-IN CLOSETS, while the bonus den features double doors and decorative windows and could easily be converted into an ADDITIONAL BEDROOM if desired. The laundry room includes GE APPLIANCES AND A BUILT-IN SINK, with a convenient half bath just off the laundry area. Then step outside and discover the ULTIMATE FLORIDA LIFESTYLE! The expansive lanai overlooks a gorgeous 11' x 29' IN-GROUND POOL with a fountain and sun pad, plus an outdoor shower framed by a decorative tile wall. An optional CHILD-SAFETY FENCE provides added peace of mind. The ZERO-DEGREE SLIDER creates an incredible seamless connection between the great room and outdoor living space. Boaters will LOVE the private waterfront setup, featuring a 22' x 8' COMPOSITE DOCK with WATER AND ELECTRIC, dock box, and a COVERED 10,000-LB BOAT LIFT. The oversized PAVER DRIVEWAY EXTENDS ALL THE WAY TO THE BACK OF THE HOME AND SEAWALL, providing exceptional access and convenience. Mature, professionally designed landscaping completes the picture. Additional highlights include a 3-CAR GARAGE, security system, recessed lighting inside and out, and an impressive collection of upgrades throughout. THIS IS MORE THAN A HOME—IT'S A COMPLETE WATERFRONT LIFESTYLE! From the luxurious interior and resort-style pool to the private dock and boat lift, this South Gulf Cove gem is truly MOVE-IN READ AND BUILT FOR FLORIDA LIVING!

Facts

Property type
Single Family Residence
Year built
2018
Bathrooms
2 full, 1 half
Living area
2,120 sqft
Lot size
0.25 acres
Waterfront
Yes · 107 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$9,148/yr
Monthly fees
$10/mo
Listed
Aug 27, 2026
MLS #
D6148365

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 10572 RAINSVILLE ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$6,367

$4,803 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$4,803
Property taxes
$762
Homeowners insurance
$792
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$6,367

Over the life of the loan

Loan amount
$759,920
Down payment
$189,980
Total interest
$969,236
Principal + interest paid
$1,729,156
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10572 Rainsville St, Port Charlotte, FL 33981

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148365 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]