$949,900
Active10572 Rainsville St, Port Charlotte, FL 33981
3 beds · 2.5 baths · 2,120 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148365
62 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
WELCOME TO WATERFRONT LIVING AT ITS FINEST IN SOUTH GULF COVE! THIS EXCEPTIONAL PROPERTY OFFERS 107 FEET OF CONCRETE SEAWALL ON SAILBOAT WATER, QUICK ACCESS WITH NO BRIDGES TO OPEN WATER, AND BEAUTIFUL PRESERVE VIEWS! This exceptional 2,120-square-foot home, CUSTOM-BUILT in 2018, delivers an extraordinary blend of luxury, comfort, and boating lifestyle—with an abundance of highly desired features from top to bottom. Plus, the NEW SHINGLE ROOF installed in 2023 offers added peace of mind, along with the potential for LOWER ENERGY COSTS AND LOWER INSURANCE PREMIUMS! Step through the beautiful GLASS-ACCENTED FRENCH DOORS and into a bright, sophisticated interior featuring an OPEN FLOOR PLAN, 8-FOOT DOORS, TRAY CEILINGS, CROWN MOLDING, RECESSED LIGHTING, plantation shutters, impact windows, and elegant PORCELAIN TILE THROUGHOUT. The spacious great room is designed for entertaining, complete with BUILT-IN SPEAKERS and a stunning decorative feature wall surrounding a BUILT-IN ELECTRIC FIREPLACE. The chef-inspired kitchen is a true showpiece with an OVERSIZED ISLAND & BREAKFAST BAR, abundant cabinetry with soft-close doors and drawers, generous counter space, modern lighting, and a beautiful decorative backsplash. Updated appliances include a FLEX DUO OVEN and over-the-range hood. Nearby, the stylish DRY BAR features a highly desirable MULTI-TEMPERATURE WINE FRIDGE—perfect for entertaining. A REVERSE OSMOSIS SYSTEM and central vacuum add everyday convenience. The thoughtfully designed SPLIT-BEDROOM FLOOR PLAN provides privacy for everyone. The luxurious primary suite opens directly to the lanai through a slider accented by a stylish ZEBRA SHADE. Enjoy tray ceilings with recessed lighting, TWO WALK-IN CLOSETS WITH CUSTOM BUILT-IN cabinets, and a spectacular en-suite bath. The spa-like bathroom features a HUGE GLASSED-IN WALK-IN SHOWER WITH TWO SHOWER HEADS, floor-to-ceiling decorative tile, built-in bench seating, a garden bath, and a DOUBLE QUARTZ VANITY WITH CUSTOM CABINETRY. A private water closet includes a desirable BIDET. Both guest bedrooms offer BUILT-IN CLOSETS, while the bonus den features double doors and decorative windows and could easily be converted into an ADDITIONAL BEDROOM if desired. The laundry room includes GE APPLIANCES AND A BUILT-IN SINK, with a convenient half bath just off the laundry area. Then step outside and discover the ULTIMATE FLORIDA LIFESTYLE! The expansive lanai overlooks a gorgeous 11' x 29' IN-GROUND POOL with a fountain and sun pad, plus an outdoor shower framed by a decorative tile wall. An optional CHILD-SAFETY FENCE provides added peace of mind. The ZERO-DEGREE SLIDER creates an incredible seamless connection between the great room and outdoor living space. Boaters will LOVE the private waterfront setup, featuring a 22' x 8' COMPOSITE DOCK with WATER AND ELECTRIC, dock box, and a COVERED 10,000-LB BOAT LIFT. The oversized PAVER DRIVEWAY EXTENDS ALL THE WAY TO THE BACK OF THE HOME AND SEAWALL, providing exceptional access and convenience. Mature, professionally designed landscaping completes the picture. Additional highlights include a 3-CAR GARAGE, security system, recessed lighting inside and out, and an impressive collection of upgrades throughout. THIS IS MORE THAN A HOME—IT'S A COMPLETE WATERFRONT LIFESTYLE! From the luxurious interior and resort-style pool to the private dock and boat lift, this South Gulf Cove gem is truly MOVE-IN READ AND BUILT FOR FLORIDA LIVING!
Facts
- Property type
- Single Family Residence
- Year built
- 2018
- Bathrooms
- 2 full, 1 half
- Living area
- 2,120 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 107 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,148/yr
- Monthly fees
- $10/mo
- Listed
- Aug 27, 2026
- MLS #
- D6148365
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10572 RAINSVILLE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,367
$4,803 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,803
- Property taxes
- $762
- Homeowners insurance
- $792
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,367
Over the life of the loan
- Loan amount
- $759,920
- Down payment
- $189,980
- Total interest
- $969,236
- Principal + interest paid
- $1,729,156
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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10572 Rainsville St, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148365 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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