$950,000
Active15024 Spanish Point Dr, Port Charlotte, FL 33981
4 beds · 2.5 baths · 2,374 sq ft
Listing courtesy of REALTY HUB · MLS# C7525859
175 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct Gulf access
- Canal-front homesite
- Wine refrigeration
- 3-car garage
- Gated waterfront community
- Custom-designed home
- Coffered ceiling accents
AI-selected highlights from the listing description below.
Tucked behind the gates of Harbor West, this exceptional waterfront residence delivers the kind of Southwest Florida lifestyle most buyers spend years searching for. Built in 2020 and positioned on an oversized canal-front homesite with direct Gulf access, this custom-designed 4-bedroom, 2.5-bath home blends modern coastal luxury with true boating convenience. From the moment you enter, the attention to detail is unmistakable — soaring ceilings, crown molding, coffered and tray ceiling accents, designer finishes, expansive impact windows, and an open split-bedroom floorplan designed to maximize both privacy and water views. The heart of the home is a beautifully appointed chef’s kitchen overlooking the spacious great room and waterfront backdrop, complete with premium appliances, custom cabinetry, wine refrigeration, and generous entertaining space. Large sliding glass doors create seamless indoor-outdoor living, allowing the main living areas to flow effortlessly toward the lanai and waterfront setting. Whether hosting guests, enjoying sunset dinners, or heading out for a day on the water, this property was designed around the Florida coastal lifestyle. The oversized 3-car garage provides ample room for vehicles, storage, and recreational equipment, while the spacious lot offers a level of openness and privacy rarely found in newer waterfront communities. Enjoy quick boating access to Charlotte Harbor and the Gulf, with world-class fishing, island hopping, waterfront dining, and the beaches of Boca Grande all nearby. Harbor West is one of the area’s most desirable gated waterfront communities, offering a peaceful residential atmosphere while remaining conveniently close to shopping, restaurants, golf courses, marinas, and everyday amenities. HOA permits leasing with 30-day minimum terms, making this property attractive both as a primary residence and as a potential seasonal or investment property. A rare opportunity to own a newer luxury waterfront home that combines quality construction, elegant finishes, Gulf-access boating, and an unbeatable coastal location.
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Bathrooms
- 2 full, 1 half
- Living area
- 2,374 sqft
- Lot size
- 0.32 acres
- Waterfront
- Yes · 83 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,174/yr
- Monthly fees
- $246/mo
- Listed
- May 6, 2026
- MLS #
- C7525859
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15024 SPANISH POINT DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,773
$4,804 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,804
- Property taxes
- $931
- Homeowners insurance
- $792
- Flood insurance
- $0
- HOA / condo fees
- $246
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,773
Over the life of the loan
- Loan amount
- $760,000
- Down payment
- $190,000
- Total interest
- $969,338
- Principal + interest paid
- $1,729,338
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15024 Spanish Point Dr, Port Charlotte, FL 33981
Listing courtesy of REALTY HUB · MLS# C7525859 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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