$949,900
Active9214 Melody Cir, Port Charlotte, FL 33981
3 beds Β· 3 baths Β· 2,432 sq ft
Listing courtesy of TALL PINES REALTY Β· MLS# D6146581
230 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- canal-front pool home
- heated pool with waterfall
- outdoor kitchen
- electric fireplace
- Sonos surround sound system
- 80-foot seawall
AI-selected highlights from the listing description below.
Luxury Waterfront Living in South Gulf Cove β Custom 3BR/3BA Pool Home Experience the very best of Florida waterfront living in this stunning 3-bedroom, 3-bathroom canal-front pool home located on the peaceful Zephyr Waterway in highly desirable South Gulf Cove. Built just three and a half years ago by Turn Key Custom Homes, this immaculate residence blends modern luxury, thoughtful design, and effortless indoor-outdoor living. From the moment you arrive, the homeβs beautiful paver patio and welcoming front entrance set the tone. Step inside and youβll immediately be impressed by soaring 12-foot ceilings, elegant crown molding, and breathtaking water views framed by expansive 10-foot impact-resistant sliding glass doors that open seamlessly to the lanai. A Private Outdoor Paradise The spacious lanai is designed for both relaxation and entertaining. One side features a comfortable sitting area with a cozy electric fireplace, while the other boasts a fully equipped outdoor kitchen, perfect for hosting family and friends. Enjoy Floridaβs sunshine in the heated pool, complete with a tranquil waterfall feature and whole-home Sonos surround sound system creating the perfect atmosphere. For true waterfront living, a paver patio spans the entire 80-foot seawall, offering the perfect place to relax by the canal, fish from the dock, or watch boats glide by. Spacious and Elegant Interior The luxurious master suite serves as a private retreat, featuring a large walk-in closet, dual vanities, and a spa-like Roman shower. The chefβs kitchen is both stylish and functional with abundant cabinetry, an oversized 8-foot island, and a massive walk-in pantry ideal for storage and entertaining. Each guest bedroom is generously sized and includes its own en-suite bathroom, offering privacy and comfort for visitors. Bedroom three also includes a spacious walk-in closet. Exceptional Garage & Storm Protection The oversized garage is a dream for hobbyists and enthusiasts, offering 28 feet of depth, 12-foot ceilings, and extensive built-in storage shelvingβperfect for vehicles, tools, and recreational equipment. Designed with Florida living in mind, the home also includes hurricane-ready features, such as steel electric roll-down shutters for the lanai and front entry. A full canal and city water irrigation system keeps the landscaping lush year-round. Your Waterfront Paradise Awaits With its combination of modern luxury, exceptional outdoor living, and peaceful canal views, this beautiful South Gulf Cove home offers the ultimate Florida lifestyle. Donβt miss your opportunity to own this slice of waterfront paradise.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 3 full
- Living area
- 2,432 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,896/yr
- Listed
- Mar 12, 2026
- MLS #
- D6146581
Price & status history
- Listed for $999,800
- Price reduced to $949,900
Virtual tour
- Virtual tourorders.doonbugaerial.comView the virtual tour(opens orders.doonbugaerial.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 9214 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,669
$4,803 of that is principal & interest. 28% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,803
- Property taxes
- $1,075
- Homeowners insurance
- $792
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,669
Over the life of the loan
- Loan amount
- $759,920
- Down payment
- $189,980
- Total interest
- $969,236
- Principal + interest paid
- $1,729,156
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9214 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of TALL PINES REALTY Β· MLS# D6146581 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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