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$949,900

Active

9214 Melody Cir, Port Charlotte, FL 33981

3 beds Β· 3 baths Β· 2,432 sq ft

Listing courtesy of TALL PINES REALTY Β· MLS# D6146581

230 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • canal-front pool home
  • heated pool with waterfall
  • outdoor kitchen
  • electric fireplace
  • Sonos surround sound system
  • 80-foot seawall

AI-selected highlights from the listing description below.

Luxury Waterfront Living in South Gulf Cove – Custom 3BR/3BA Pool Home Experience the very best of Florida waterfront living in this stunning 3-bedroom, 3-bathroom canal-front pool home located on the peaceful Zephyr Waterway in highly desirable South Gulf Cove. Built just three and a half years ago by Turn Key Custom Homes, this immaculate residence blends modern luxury, thoughtful design, and effortless indoor-outdoor living. From the moment you arrive, the home’s beautiful paver patio and welcoming front entrance set the tone. Step inside and you’ll immediately be impressed by soaring 12-foot ceilings, elegant crown molding, and breathtaking water views framed by expansive 10-foot impact-resistant sliding glass doors that open seamlessly to the lanai. A Private Outdoor Paradise The spacious lanai is designed for both relaxation and entertaining. One side features a comfortable sitting area with a cozy electric fireplace, while the other boasts a fully equipped outdoor kitchen, perfect for hosting family and friends. Enjoy Florida’s sunshine in the heated pool, complete with a tranquil waterfall feature and whole-home Sonos surround sound system creating the perfect atmosphere. For true waterfront living, a paver patio spans the entire 80-foot seawall, offering the perfect place to relax by the canal, fish from the dock, or watch boats glide by. Spacious and Elegant Interior The luxurious master suite serves as a private retreat, featuring a large walk-in closet, dual vanities, and a spa-like Roman shower. The chef’s kitchen is both stylish and functional with abundant cabinetry, an oversized 8-foot island, and a massive walk-in pantry ideal for storage and entertaining. Each guest bedroom is generously sized and includes its own en-suite bathroom, offering privacy and comfort for visitors. Bedroom three also includes a spacious walk-in closet. Exceptional Garage & Storm Protection The oversized garage is a dream for hobbyists and enthusiasts, offering 28 feet of depth, 12-foot ceilings, and extensive built-in storage shelvingβ€”perfect for vehicles, tools, and recreational equipment. Designed with Florida living in mind, the home also includes hurricane-ready features, such as steel electric roll-down shutters for the lanai and front entry. A full canal and city water irrigation system keeps the landscaping lush year-round. Your Waterfront Paradise Awaits With its combination of modern luxury, exceptional outdoor living, and peaceful canal views, this beautiful South Gulf Cove home offers the ultimate Florida lifestyle. Don’t miss your opportunity to own this slice of waterfront paradise.

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
3 full
Living area
2,432 sqft
Lot size
0.25 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, River
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Negotiable
Flood zone
8AE
CDD
No
55+ community
No
Annual taxes
$12,896/yr
Listed
Mar 12, 2026
MLS #
D6146581

Price & status history

  1. Listed for $999,800
  2. Price reduced to $949,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 9214 MELODY CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,669

$4,803 of that is principal & interest. 28% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,803
Property taxes
$1,075
Homeowners insurance
$792
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,669

Over the life of the loan

Loan amount
$759,920
Down payment
$189,980
Total interest
$969,236
Principal + interest paid
$1,729,156
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

9214 Melody Cir, Port Charlotte, FL 33981

Listing courtesy of TALL PINES REALTY Β· MLS# D6146581 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]