$425,000
ActivePrice drops, under contract and the sold price, by email.12314 Kneeland Ter, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 2,115 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7533272
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
TURNKEY WATERFRONT LIVING β CONTEMPORARY FURNISHINGS INCLUDED! 360Β° VIRTUAL TOUR | 3 BEDROOMS | 2 FULL BATHROOMS | 2-CAR GARAGE | 5 MINUTES TO MYAKKA | WIDE-OPEN CANAL VIEWS | 80-FOOT CONCRETE SEAWALL. Experience the best of Florida waterfront living in this beautifully maintained, one-owner, turnkey furnished home in desirable Gulf Cove! This inviting 3-bedroom, 2-bath residence offers peaceful canal views, abundant natural light, and a wonderful connection to Florida's natural beauty. Enjoy watching manatees and an abundance of native birds right from your spacious screened-in lanai. With vacant lots across the canal and behind the home, you'll appreciate the added sense of privacy and open surroundings. Situated at a high elevation with no history of flooding, this well-cared-for home offers peace of mind along with plenty of desirable features. Highlights include 2022 contemporary furnishings, 2022 plank tile flooring, three skylights, three sliding glass doors, soaring ceilings, and a generous screened-in lanai. Additional conveniences include a guest bathroom with direct lanai access, interior utility room with sink, central vacuum, ample storage, and an electric fireplace that adds warmth and ambiance to the living area. Step through the screened breezeway into a welcoming, wide hallway that opens to a bright and spacious living and dining combination. High ceilings and natural light create an inviting atmosphere, making this an ideal space for entertaining family and friends. The hallway also provides convenient access to pantry and storage closets before opening into the kitchen and family room. A skylight brightens the family room, while the breakfast bar and adjacent dinette provide comfortable options for everyday dining. Sliding glass doors lead directly to the lanai, making indoor-outdoor living effortless. The comfortable primary suite is a peaceful retreat featuring a sliding glass door to the lanai, two walk-in closets, and a private en-suite bathroom. A pocket door opens to the bath, complete with dual sinks, a separate shower, and a skylight. Two additional guest bedrooms are privately situated in the rear corner of the home, each offering walk-in closets, ceiling fans, and bright windows. The guest bathroom also features a convenient door leading to the screened lanai. The interior utility room offers a sink and plenty of space for additional cabinetry. It leads directly to the attached two-car garage, which features a treated floor, attic access with pull-down ladder, and convenient side-entry door. Gulf Cove offers access to POGC, which owns two private waterfront recreational properties encompassing just over five acres along the Myakka River. Available to property owners who participate through annual membership dues and/or boat ramp fees, these amenities offer even more opportunities to enjoy the Florida lifestyle. The waterfront park features a pavilion, picnic tables, benches overlooking the river, and a playground area. Boaters will appreciate the private boat ramp, providing access to Charlotte Harbor and the Gulf of America, along with convenient boat trailer parking. Conveniently located near Sandy Beach Myakka Park, Myakka State Forest, golf courses, shopping, and dining. Boca Grande beaches are approximately 30 minutes away, offering even more opportunities for beach days, boating, fishing, and exploring Southwest Florida. BRING YOUR BOAT, UNPACK YOUR BAGS, AND START ENJOYING THE FLORIDA WATERFRONT
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Bathrooms
- 2 full
- Living area
- 2,115 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Turnkey
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,778/yr
- Monthly fees
- $6/mo
- Listed
- Nov 10, 2026
- MLS #
- C7533272
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 12314 KNEELAND TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,991
$2,149 of that is principal & interest. 28% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $482
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,991
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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12314 Kneeland Ter, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7533272 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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