$165,000
Active15416 Melport Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SMITH REALTY AND ASSOC INC · MLS# NS1087724
217 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your dream home on this beautiful waterfront lot in Section 93 of South Gulf Cove, situated along the peaceful Melport Waterway. This prime location offers direct water access, perfect for boating, fishing, or simply enjoying serene water views from your backyard. The lot provides ample space to design a custom residence while taking advantage of South Gulf Cove’s relaxed, waterfront lifestyle. Located close to shopping, dining, and recreational amenities, this property combines convenience with tranquility. South Gulf Cove is a friendly, welcoming community known for its canals, natural scenery, and easy access to Charlotte Harbor and the Gulf Coast. Whether you’re a boating enthusiast, retiree, or simply looking for a serene place to call home, this waterfront lot is ready for you to make it your own.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $2,318/yr
- Listed
- Mar 25, 2026
- MLS #
- NS1087724
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15416 MELPORT CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,227
$834 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $834
- Property taxes
- $193
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,227
Over the life of the loan
- Loan amount
- $132,000
- Down payment
- $33,000
- Total interest
- $168,359
- Principal + interest paid
- $300,359
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15416 Melport Cir, Port Charlotte, FL 33981
Listing courtesy of SMITH REALTY AND ASSOC INC · MLS# NS1087724 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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