$165,000
Active5299 Early Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of TAMM REAL ESTATE · MLS# A4684386
242 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 80-foot seawall
- waterfront homesite
- private dock access
- Gulf Cove community
- public water and sewer
AI-selected highlights from the listing description below.
Create the custom waterfront home you’ve always envisioned in the sought-after Gulf Cove community, where boating and coastal living are part of everyday life. This prime homesite boasts an impressive 80-foot seawall, offering a fantastic foundation for a private dock and effortless access to Florida’s scenic waterways. Public water and sewer available! Ideally located just minutes from stunning Gulf Coast beaches, waterfront dining, boutique shopping, and world-class fishing, and a short drive to Port Charlotte, Englewood, Venice, and North Port, this property places you at the heart of it all. Secure your slice of paradise and start living the laid-back coastal lifestyle you’ve been dreaming of!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 160 ft
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,756/yr
- Listed
- Feb 28, 2026
- MLS #
- A4684386
Price & status history
- Listed for $199,900
- Price reduced to $165,000from $175,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5299 EARLY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,264
$834 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $834
- Property taxes
- $230
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,264
Over the life of the loan
- Loan amount
- $132,000
- Down payment
- $33,000
- Total interest
- $168,359
- Principal + interest paid
- $300,359
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5299 Early Ter, Port Charlotte, FL 33981
Listing courtesy of TAMM REAL ESTATE · MLS# A4684386 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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