$575,000
ActivePrice drops, under contract and the sold price, by email.163 Maria Ct, Punta Gorda, FL 33950
3 beds · 3 baths · 2,076 sq ft
Listing courtesy of SAVVY AVENUE, LLC · MLS# A4713066
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
No bridges. No pool to babysit. Just open water. 163 Maria Court is a fully remodeled (2025) 3-bedroom, 3-full-bath Punta Gorda Isles waterfront home with true 5 minute sailboat access to Charlotte Harbor then the Gulf. Out back: 80 ft of concrete seawall, a 45 ft concrete dock and a 10,000 lb boat lift, plus a covered paver lanai with a hot tub facing the water. Inside, the open split-bedroom plan puts water views in the great room, family room, kitchen, dining room and primary suite. The new kitchen features white shaker cabinets, granite counters, subway tile backsplash, stainless appliances and an island convection range, with Pergo Defense flooring throughout, an inside laundry room, mud room and three full baths with a 5 piece master bath. Storm-ready with whole-home ballistic-nylon hurricane shutters, 2022 roof and hurricane-rated doors. The oversized 754sf 2-car garage is remodeled with epoxy floors, steel cabinets, and has room for a boat or jetski. No HOA, in PGI Section 1, minutes by land or water from downtown Punta Gorda, Fishermen's Village and the Isles Yacht Club. Bring the boat. The hard work is done.
Facts
- Property type
- Single Family Residence
- Year built
- 1960
- Bathrooms
- 3 full
- Living area
- 2,076 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,282/yr
- Listed
- Nov 14, 2026
- MLS #
- A4713066
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 163 MARIA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,160
$2,908 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,908
- Property taxes
- $774
- Homeowners insurance
- $479
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,160
Over the life of the loan
- Loan amount
- $460,000
- Down payment
- $115,000
- Total interest
- $586,705
- Principal + interest paid
- $1,046,705
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
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163 Maria Ct, Punta Gorda, FL 33950
Listing courtesy of SAVVY AVENUE, LLC · MLS# A4713066 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
