$89,900
Active2351 McPhearson Dr, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532390
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Wide-open water views from your own backyard. This canal front homesite at 2351 McPhearson Dr in Port Charlotte sits on a broad lagoon, the kind of open outlook that makes a large lanai worth building. The parcel measures .23 acres, a full 10,000 square feet, 80 feet of Canal frontage by 125 feet deep, with room for a large custom home, a screened lanai, and a pool positioned to take in the view across the water. The parcel next door at 2359 McPhearson Dr is also available, identical in size and dimensions. Take both and you have .46 acres and 20,000 square feet of waterfront, with 160 feet of water frontage and real latitude in how you site the home, the pool, and the well and septic. For a buyer who wants a larger house, a wider water view, or simply more breathing room between neighbors, buying the pair is the move. From the lagoon the canal runs out under a fixed bridge and into the Myakka River, which carries you down to Charlotte Harbor and out to the beautiful Gulf waters. Bring a boat sized for the bridge clearance and the run is yours. Zoned RSF-3.5, Charlotte County’s residential single-family district, the lot is designated for a single-family detached home, which may include an attached guest suite. Swimming pools and similar non-commercial recreational structures are expressly permitted. Well and septic would be needed to build. Buyers should confirm setbacks and request a site evaluation from the Florida Department of Health in Charlotte County before finalizing plans, and we are glad to help arrange it. Two green lights heading into permitting: the property is NOT located in a Scrub Jay review area, and the National Wetland Inventory mapper shows no wetlands on site. Boaters have a public launch nearby. The El Jobean Boat Ramp on El Jobean Road is minutes away in the same zip code, with a boat ramp, kayak launch, and restrooms, opening into the Myakka River and Charlotte Harbor beyond. Golfers are spoiled for choice, with the five distinct courses at Rotonda Golf and Country Club just up the road and dozens more across Port Charlotte, North Port, and Englewood. Sports fans have Charlotte Sports Park, spring training home of the Tampa Bay Rays, and CoolToday Park in Wellen Park, home of the Atlanta Braves, both an easy drive for Grapefruit League baseball each spring. Getting around is simple. US-41 is roughly 10 minutes away and I-75 about 20 minutes for quick travel north and south throughout the state. Punta Gorda Airport handles regional flights, and Fort Myers International (RSW) is about an hour for longer trips and arriving guests. Port Charlotte Town Center, restaurants, grocery stores, and medical care are all close. Englewood Beach is roughly 20 to 25 minutes away, with the Old Florida charm of Boca Grande about 40 minutes away. Open lagoon views, a buildable waterfront canvas, and the matching lot next door if you want the whole picture.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean, River
- Water view
- Yes
- Exposure
- South
- Flood zone
- X500
- Annual taxes
- $1,227/yr
- Listed
- Oct 26, 2026
- MLS #
- C7532390
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2351 MCPHEARSON DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$757
$455 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $455
- Property taxes
- $102
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $757
Over the life of the loan
- Loan amount
- $71,920
- Down payment
- $17,980
- Total interest
- $91,730
- Principal + interest paid
- $163,650
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2351 McPhearson Dr, Port Charlotte, FL 33953
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532390 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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