$89,900
Active2359 McPhearson Dr, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532393
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Waterfront building lots on a wide lagoon do not come along often, and rarely two side by side. This one at 2359 McPhearson Dr in Port Charlotte spans .23 acres, a full 10,000 square feet, measuring 80 feet of road frontage by 125 feet deep. The back of the property looks out over a broad lagoon rather than a narrow canal cut, which means an open, uncrowded view and the kind of setting that rewards a well-placed lanai and pool. The matching lot next door at 2351 McPhearson Dr is also available, identical in size and dimensions. A buyer who takes both ends up with .46 acres, 20,000 square feet, and 160 feet of frontage, along with far more freedom in siting the house, the pool, and the well and septic. If your plans run toward a larger home or you simply want distance from your neighbors, the pair is worth a serious look. Water access is straightforward. From the lagoon the canal carries you out under a fixed bridge to the Myakka River, then down to Charlotte Harbor and the Gulf waters beyond, with some of the finest fishing and cruising in Florida along the way. Match your boat to the bridge clearance and the whole system is open to you. For trailering a boat, the El Jobean Boat Ramp sits minutes away on El Jobean Road in the same zip code, with a launch ramp, kayak launch, and restrooms. Zoning is RSF-3.5, Charlotte County’s residential single-family district, which designates the lot for a single-family detached home and may include an attached guest suite. Swimming pools and similar non-commercial recreational structures are expressly permitted, so a pool overlooking the lagoon is well within reach. Well and septic would be needed to build; buyers should verify setbacks and request a site evaluation to confirm all requirements. The property is NOT located in a Scrub Jay review area, and the National Wetland Inventory mapper shows no wetlands on site. For golfers, the five courses at Rotonda Golf and Country Club are just up the road, with dozens more spread across Port Charlotte, North Port, and Englewood. Baseball fans are well placed between Charlotte Sports Park, spring training home of the Tampa Bay Rays, and CoolToday Park in Wellen Park, home of the Atlanta Braves, both within an easy drive each spring. US-41 is about 10 minutes out and I-75 roughly 20 minutes, putting the entire of the state within easy reach. Punta Gorda Airport covers regional flights and Fort Myers International (RSW) runs about an hour for longer trips and arriving guests. Port Charlotte Town Center, restaurants, grocery stores, and medical care are all nearby. Englewood Beach is some 25 minutes west, and Boca Grande roughly 30 minutes away. A wide lagoon view, a clean path to permitting, and the lot next door still available. Contact us today to learn more.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- South
- Flood zone
- X500
- Annual taxes
- $1,227/yr
- Listed
- Oct 26, 2026
- MLS #
- C7532393
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2359 MCPHEARSON DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$757
$455 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $455
- Property taxes
- $102
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $757
Over the life of the loan
- Loan amount
- $71,920
- Down payment
- $17,980
- Total interest
- $91,730
- Principal + interest paid
- $163,650
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2359 McPhearson Dr, Port Charlotte, FL 33953
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532393 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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