$915,000
Active3190 Aloe St, Punta Gorda, FL 33982
4 beds · 3 baths · 2,916 sq ft
Listing courtesy of REAL BROKER, LLC · MLS# C7528948
86 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront property
- Private motorized gate
- Boat lift
- Boardwalk
- Mid century design
- Live edge shelving
- In-water dining table
- Detached garage/barn/workshop
AI-selected highlights from the listing description below.
Five acre water front home with your own boardwalk and boat lift! Enter through private motorized front gate to this expansive 4 bed, 3 bath property. The long driveway is lined with trees that go to the back of the property. With nearly 3000 sq ft, the open concept, vaulted ceiling mid century design is stunning. The kitchen features top end appliances, double oven, stone counters and custom maple cabinets. The living room has live edge shelving next to the fireplace that looks up to open beams on the ceiling. In the large master suite is a walk in ocean mosaic shower that is nothing short of your own personal spa. The house is a split floor plan with three of the bedrooms on opposite side. The home has a two car garage and a huge partially covered outdoor pool deck screened in with a waterfall rock formation, in-water dining table, shallow ledges, an outdoor kitchen, dog wash station and a private gated outdoor shower. Just off the back is a pergola with large paver patio, fire pit and dining area. Further back you will find a large exterior detached garage/barn/workshop that could fit a lot vehicles and a private office. The back of garage has two additional garage doors that could be used for car, barn or farm. This property is fenced in and perfect for outdoor enthusiasts or even horse lovers. Plenty of room for a pasture or Side-by-Side four wheeling. At the back of the property you will find your own long boardwalk suspended above the water marshes that lead to the private dock and boat lift. This is amazing to walk and relax morning or night. There are hardly any properties that come available like this. Pool was just drained cleaned and refilled. Two new water heaters just installed, new outdoor water spigots, new Lift control board. Lot is 5.03 Acres on Beautiful Shell Creek, giving Direct Access to Charlotte Harbor and the Gulf. Boat, fish or kayak from your dock. The lift is rated 6,000lb. Short Drive to shopping, dining, downtown Punta Gorda, I-75, Punta Gorda Airport, Waterfront Parks, Tennis, Golf, Pickleball, Port Charlotte, Arcadia and all that Southwest Florida
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Bathrooms
- 3 full
- Living area
- 2,916 sqft
- Lot size
- 5.03 acres
- Waterfront
- Yes · 300 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,538/yr
- Listed
- Jul 30, 2026
- MLS #
- C7528948
Price & status history
- Listed for $945,000
- Price reduced to $915,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3190 ALOE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,351
$4,627 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,627
- Property taxes
- $962
- Homeowners insurance
- $763
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,351
Over the life of the loan
- Loan amount
- $732,000
- Down payment
- $183,000
- Total interest
- $933,626
- Principal + interest paid
- $1,665,626
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3190 Aloe St, Punta Gorda, FL 33982
Listing courtesy of REAL BROKER, LLC · MLS# C7528948 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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