$875,000
Active2045 Padre Island Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 2,394 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531503
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
INCREDIBLE REMODELED 3-BEDROOM, 2-BATHROOM PLUS DEN POOL HOME ON ST. ANDREWS SOUTH GOLF COURSE IN PUNTA GORDA ISLES! Beautifully updated and designed for today’s lifestyle, this impressive home combines modern finishes, spacious living areas, golf-course views, and exceptional indoor-outdoor entertaining. From the moment you arrive, enjoy fantastic curb appeal with NEW LANDSCAPING, fresh interior and exterior paint, NEW FRONT DOORS, a NEW ROOF, FULL HURRICANE PROTECTION, an expansive driveway with extra parking, and your very own PUTTING GREEN with artificial turf—perfect for practicing between rounds. Inside, soaring ceilings and striking feature walls create an immediate sense of style. The spacious living room is centered around a beautiful FIREPLACE and opens directly to the covered lanai, pool, and outdoor entertaining area overlooking the golf course. The PRIMARY SUITE offers private lanai access, DUAL WALK-IN CLOSETS, and a spacious en suite bathroom featuring dual vanities, a hydrotherapy jetted tub, and separate glass-enclosed shower. At the heart of the home is the SHOWSTOPPING KITCHEN, complete with DOUBLE ISLANDS, contemporary slab-front cabinetry, upscale appliances, designer lighting, and abundant workspace and storage. A separate dining room also enjoys beautiful views of the pool and golf course. The versatile DEN has been transformed into an impressive THEATER ROOM featuring excellent acoustics and another custom feature wall. Two generously sized guest bedrooms are located beyond the kitchen along with a guest bathroom offering convenient POOL ACCESS. A spacious interior laundry room connects to the OVERSIZED GARAGE, providing additional workshop and storage space. Beautifully appointed with today’s modern finishes, this home offers an exceptional opportunity to enjoy the Punta Gorda Isles lifestyle on ST. ANDREWS SOUTH GOLF CLUB, Punta Gorda’s private golf course. Just minutes from boating, fishing, waterfront parks, shopping, dining, downtown Punta Gorda, and everything Southwest Florida has to offer. THIS HOME HAS IT ALL—POOL, GOLF COURSE VIEWS, MODERN UPDATES, GENEROUS LIVING SPACE, AND AN INCREDIBLE LOCATION. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1999
- Living area
- 2,394 sqft
- Lot size
- 0.29 acres
- Waterfront
- Yes · 111 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,838/yr
- Listed
- Oct 6, 2026
- MLS #
- C7531503
Price & status history
- Listed for $875,000
- Status changed to Active
Virtual tour
- Video tour on Vimeovimeo.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2045 PADRE ISLAND DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,723
$4,424 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,424
- Property taxes
- $570
- Homeowners insurance
- $729
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,723
Over the life of the loan
- Loan amount
- $700,000
- Down payment
- $175,000
- Total interest
- $892,811
- Principal + interest paid
- $1,592,811
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2045 Padre Island Dr, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531503 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
