$875,000
Active614 Rio Villa Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 2,133 sq ft
Open house
- Sun, Oct 11 · 11 AM–1 PM
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7531770
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
There is so much to offer with this home: Gulf-access waterfront on an oversized 0.6-acre corner lot in a very desirable location, with a concrete seawall and a private wood dock including fish cleaning station. This 3-bedroom, 2-bath block ranch features an open split-bedroom plan, and tile through the main living areas. The kitchen has stainless appliances, a built in double oven, and an oversized range. The primary suite features dual walk-in closets, a whirlpool tub, and a separate walk-in shower. Outside, a heated pool and spa sit under a screened-in enclosure overlooking the canal, and a storage shed. Major items are done: New roof, A/C, water heater, pool heater, and jacuzzi tub all within only the last 4 years. No HOA and no CDD to worry about at this property. Minutes to Fishermen's Village and downtown Punta Gorda. This house is full of character, are has beautiful features. Don't miss out on this opportunity: Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 2,133 sqft
- Lot size
- 0.6 acres
- Waterfront
- Yes · 172 ft
- Water access
- Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,018/yr
- Listed
- Oct 8, 2026
- MLS #
- C7531770
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 614 RIO VILLA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,572
$4,424 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,424
- Property taxes
- $418
- Homeowners insurance
- $729
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,572
Over the life of the loan
- Loan amount
- $700,000
- Down payment
- $175,000
- Total interest
- $892,811
- Principal + interest paid
- $1,592,811
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
614 Rio Villa Dr, Punta Gorda, FL 33950
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7531770 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
