South Gulf Cove
What it costs, what it charges, and what is for sale — South Gulf Cove in Port Charlotte, Florida.
The short version
Living in South Gulf Cove
South Gulf Cove is the boater's grid: one of the largest canal communities on the coast, with over fifty miles of waterways feeding through a community lock into Charlotte Harbor and on to the Gulf. The HOA is voluntary and cheap, the lots are generous, and the mix runs from 1990s canal homes to brand-new construction — many with private pools and a good share sitting directly on the water.
Drafted from listing records and community sources; pending verification by Lasbury Tracy Realty. Spot an error? Tell us.
$649,000
Median asking
$335,000–$1,580,000
Current range
$10/mo
Median fees
1995–2026
Built
69%
With a pool
50%
Waterfront
53
Lots listed
On the market
Homes for sale in South Gulf Cove
16 homes listed and 53 buildable lots.
What prices did
Has the market moved here?
Comparing the last 12 months of closed sales in South Gulf Cove (homes) against the 12 months before that.
$528,846
Last 12 months
13
Sales in that window
$455,190
The year before
+16.2%
Change
Average closed price, not a per-home valuation — mix moves this number too. A year where South Gulf Cove happened to close more waterfront homes reads as a rise whether or not any single house gained a dollar.
Full Port Charlotte market report →Before you fall in love
Fees, rules & flood
- HOA / fees
- voluntary civic association — nominal dues; listings report $0–$10/mo
- Rules that catch people out
- Fixed bridges limit vertical clearance — effectively powerboat water; verify clearances for your boat
- County water/sewer status varies by street
- Flood story
- Canal-front means high-risk zones as the default assumption — price insurance into any waterfront offer.
Drafted from listing records and community sources; pending verification by Lasbury Tracy Realty. Spot an error? Tell us.
From listings
$10/mo is the median monthly fee across homes listed right now. 31% report no fee at all.
- Single-family homes the middle 80% report $0–$10 a month (median $10, 49 listings).
1 of the 49 listings that answer report a Community Development District (CDD) — 2%. Listings carry no CDD dollar amount.
Median total annual tax bill, as listed: $3,573 across 49 listings. That is the seller's bill — their exemptions and assessment reset after a sale, and it can include CDD assessments.
Counted over the 16 homes for sale now and the 33 most recent sales of the last 24 months, as each listing reports it.
Fees and restrictions are reported per listing and change between streets, phases and sub-associations. Confirm the ones attached to a specific address before you write an offer — we will pull them for you.
On the water
Water and flood in South Gulf Cove
- 21 of 49 listings report the home as waterfront (43%).
- Of the 19 listings that describe their water access, 5 report no fixed bridges to open water, or sailboat water. 5 list sailboat water. 5 list a fixed bridge between the home and open water.
- Of the 49 listings that report a FEMA flood zone, 96% are in a Special Flood Hazard Area (zones A or V), 2% in the shaded X/X500 band, and 2% in minimal-risk zone X. Zones are set parcel by parcel, so check each listing's own.
- The 8 waterfront homes for sale in South Gulf Cove now have a median asking price of $762,000.
Counted over the 16 homes for sale now and the 33 most recent sales of the last 24 months, as each listing reports it. Water access, bridge clearances and seawalls differ street by street — confirm them for a specific address before you rely on them.
Day to day
What you get in South Gulf Cove
- Over 50 miles of canals
- Community lock to Charlotte Harbor
- Public boat ramp & parks
- Sidewalk-linked neighborhoods
Drafted from listing records and community sources; pending verification by Lasbury Tracy Realty. Spot an error? Tell us.
Zoned schools
Schools for South Gulf Cove
A neighbourhood this size is not one attendance zone. These are the zones the homes currently for sale in South Gulf Cove actually fall in, so where a share is split, the street matters.
Elementary
- Myakka River Elementary
Middle
- L.A. Ainger Middle
High
- Lemon Bay High
Attendance zones change from year to year and a specific address can be an exception. Confirm any address with the school district before you buy. Boundaries for Charlotte County from Charlotte County Public Schools, last published 2024-05-06.
Questions
South Gulf Cove questions, answered
- How many homes are for sale in South Gulf Cove?
- 16 homes are listed for sale in South Gulf Cove, Port Charlotte right now, asking $335,000 to $1,580,000, at a median of $649,000.
- Is South Gulf Cove a 55+ community?
- None of the 49 listings for homes in South Gulf Cove (for sale now or recently sold) reports an age restriction.
- What are the HOA fees in South Gulf Cove?
- As listed on homes for sale now and recently sold: single-family homes the middle 80% report $0–$10 a month (median $10, 49 listings). Fees differ between phases and sub-associations, so confirm the fee for a specific address.
- Is South Gulf Cove in a CDD?
- 1 of the 49 listings for homes in South Gulf Cove that answer the question report a Community Development District (CDD) — 2%. Listings carry no CDD dollar amount; where a CDD applies, its assessment is usually collected with the county property tax bill.
- What are property taxes in South Gulf Cove?
- The median total annual tax bill, as listed, is $3,573 across 49 listings for homes for sale now or recently sold. That is the seller's bill: it reflects their exemptions, such as homestead, and an assessment that resets after a sale, and it can include CDD and other assessments.
- What is the minimum lease in South Gulf Cove?
- The minimum lease most often listed is no minimum — 15 of the 15 listings for homes for sale now that state one. The association's own documents decide it for a specific home.
- Are homes in South Gulf Cove in a flood zone?
- Of the 49 listings for homes in South Gulf Cove that report a FEMA flood zone, 96% are in a Special Flood Hazard Area (zones A or V), where a mortgage lender requires flood insurance, and 2% in minimal-risk zone X. Zones are set parcel by parcel, so check each listing's own.
- What schools are zoned for South Gulf Cove?
- The homes for sale in South Gulf Cove fall in these attendance zones — elementary: Myakka River Elementary; middle: L.A. Ainger Middle; high: Lemon Bay High. Zones change from year to year and a specific address can be an exception, so verify any address with the school district.
Answered from the listings themselves, as their agents entered them, and recomputed with every MLS sync.
Closed sales
Recently sold in South Gulf Cove
The 6 most recent homes to close in South Gulf Cove in the last 12 months, as reported to Stellar MLS.
Sold September 2026 · 3 bd · 2 ba · 2,105 sqft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148099 · Closed
Sold by KW COASTAL LIVING III · Toni Zarghami
Sold September 2026 · 4 bd · 2 ba · 2,330 sqft
Listing courtesy of ADAMS HOMES REALTY · MLS# C7519052 · Closed
Sold by KW COASTAL LIVING III · Toni Zarghami
Sold September 2026 · 3 bd · 2 ba · 1,831 sqft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7524450 · Closed
Sold by LU RAMSAY COTTA, REAL ESTATE · Lu Cotta
Sold September 2026 · 3 bd · 2 ba · 2,166 sqft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6147905 · Closed
Sold by REALTY RESOURCES · Joseph Foronda
Sold September 2026 · 3 bd · 2 ba · 1,906 sqft
Listing courtesy of SUN REALTY · MLS# D6144918 · Closed
Sold by COLDWELL BANKER SUNSTAR REALTY · Ben Grieco PLLC
Sold June 2026 · 3 bd · 3 ba · 2,192 sqft
Listing courtesy of SUN REALTY · MLS# D6144914 · Closed
Sold by SUN REALTY · Blake Dean
Nearby
Communities similar to South Gulf Cove
Other Port Charlotte communities whose median asking price is within 20% of South Gulf Cove's, closest first.
- Port Charlotte Sec 081
$659,000 median asking · 37 homes for sale
- Port Charlotte Sec 060
$667,950 median asking · 28 homes for sale
- Port Charlotte Sec 040
$599,999 median asking · 9 homes for sale
- Port Charlotte Sec 87
$699,900 median asking · 31 homes for sale
- Port Charlotte Sec 049
$699,900 median asking · 7 homes for sale
- Port Charlotte Sec 093
$700,000 median asking · 45 homes for sale
Median of the homes for sale in each community now, recomputed with every MLS sync. A median moves with the mix of homes listed, so treat it as a starting point rather than a valuation.
Where it is
South Gulf Cove on the map
The outline is drawn from where the listings sit, not from a recorded plat — it shows roughly where South Gulf Cove is, and should not be read as a boundary or a parcel line.