Homes built 2002 or later in flood zone X in Port Charlotte, FL
Two facts every Florida insurer asks first: when the house was built, and which FEMA flood zone it sits in. Every home here was built in 2002 or later, after the statewide Florida Building Code took effect, and reports minimal-risk zone X โ outside the Special Flood Hazard Area, where a mortgage lender requires flood insurance. Premiums still turn on the roof, the wind-mitigation features and the carrier, so get a quote before you commit. This page is Port Charlotte only โ the coast-wide list lives at /deals/built-2002-or-later-in-zone-x.
251 match right now โ showing the first 30, lowest price first. Updated with every feed sync.
Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 13, 2026, 6:45 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.
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